Royal Enfield Finance

0% APR Advance Payment Plan

Himalayan 450

The Himalayan 450 is now available with a 0% APR Advance Payment Plan, alongside PCP and HP options across the range.

Built to go further, the Himalayan 450 combines a purpose-built chassis with the Sherpa 450 engine for genuine all-terrain capability. With the Advance Payment Plan you pay 50% of the on-the-road price up front, make no monthly payments for 24 months, then choose to pay the balance, return the bike, or part-exchange for another Royal Enfield. Lower-deposit PCP and HP options are also available. Contact us or visit your local Royal Enfield dealership to find the right specification for you.

Representative Finance Examples

Representative Example Advance Payment Plan (0% APR) PCP (5.9% APR) HP (5.9% APR)
Model Himalayan 450 Base with Handguards Himalayan 450 Mana Black Himalayan 450 Base
On the Road Price £5,888.00 £6,449.00 £5,799.00
Customer Deposit £2,944.00 £1,132.24 £1,628.60
Amount of Credit £2,944.00 £5,316.76 £4,170.40
Monthly Payment £0.00 £74.99 £79.99
Optional Final Payment (incl. £10 fee) £2,944.00 £2,726.00 £89.99
Total Amount Payable £5,888.00 £7,382.77 £6,438.00
Duration of Contract 24 months 48 months 60 months
Rate of Interest (Fixed) 0.00% 5.84% 5.82%
Representative APR 0% APR Representative 5.9% APR Representative 5.9% APR Representative

Figures shown are representative examples for the specification listed and are correct at time of publication. Other specifications, colours and finance terms are available - ask in branch for a personalised quote.

Terms & Conditions

0% APR Advance Payment Plan offer available on models ordered by 30/09/2026. 24-month term with a minimum deposit of 50% of the on-the-road price. Model shown for illustration only and may include non-standard accessories. With Royal Enfield Finance Advance Payment Plan you may return the motorcycle instead of making the optional final payment, subject to condition and mileage. Excess mileage charge 10p per mile over 4,000 miles p.a. PCP and HP finance offers available on models ordered by 30/09/2026. The model variant shown is for illustration purposes only. Accessories may also be featured that are not standard fit. With Royal Enfield Finance PCP you may return the motorcycle instead of making the optional final payment, subject to condition and mileage; HP has no optional final payment. Excess mileage charge 10p per mile over 4,000 miles p.a. Finance subject to status. Guarantees/indemnities may be required. Participating retailers only. CA Auto Finance UK Ltd (FRN: 312683) trading as Royal Enfield Finance, PO Box 4465, Slough, SL1 0RW.

Available on the following models

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Sycamore Motorcycles Limited & Central Garage (Uppingham) Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.

 

We can introduce you to a limited number of finance providers. We do not charge a fee for our Consumer Credit services. We do not act as a financial adviser, or fiduciary. We act in our own interest, whichever lender we introduce you to, we will typically receive commission from them based on either a fixed fee or a fixed percentage of the amount you borrow. Any and all commission amounts will be fully disclosed to you as part of your sales journey. You will be required to give your fully informed consent to our receipt of this commission. By doing this, you acknowledge that you understand our role as a credit broker, and that we will receive a financial incentive if you take out a loan from a lender that we introduce you to.


All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, Guarantees may be required. 

 

Sycamore Motorcycles (Witham) Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include acting as a credit broker not a lender.

We can introduce you to a limited number of finance providers. We do not charge a fee for our Consumer Credit services. We do not act as a financial adviser, or fiduciary. We act in our own interest, whichever lender we introduce you to, we will typically receive commission from them based on either a fixed fee or a fixed percentage of the amount you borrow. Any and all commission amounts will be fully disclosed to you as part of your sales journey. You will be required to give your fully informed consent to our receipt of this commission. By doing this, you acknowledge that you understand our role as a credit broker, and that we will receive a financial incentive if you take out a loan from a lender that we introduce you to. 
All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, Guarantees may be required. 

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